• fishpen0@lemmy.world
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      3 months ago

      I miss being paid this way. It’s actually incredibly convenient to always have all bills and automatic transfers tied to exact dates you know you are being paid. I could keep my checking account at nearly zero with no float and have all my money earning interest

      Being paid biweekly sucks because one month it’s the 8th and the 22 and then another month it’s the 12th and 26th and then for some reason there are two months where I get paid three times, etc… and I have to keep basically a whole paycheck sitting in checking to absorb bills and whatnot because the day I get paid is constantly changing.

      • FlexibleToast@lemmy.world
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        3 months ago

        A long time ago, I learned a way to do something that had a similar effect. Most places I’ve worked allow you to have a split deposit. So, I have two checking accounts at my bank. Add up all your monthly recurring expenses, then have a split deposit so that enough money goes to one of the checking accounts for the recurring expenses, anything leftover goes to your other checking account. You can spend all the money in the “spending” account because your bills are covered by the “bills” account.

        • fishpen0@lemmy.world
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          3 months ago

          I also do this. The account I can’t leave at zero is the one that gets automated bills. It’s an unfortunate side effect of being paid on a random day of the month instead of consistently on the 1st and 15th.

    • leisesprecher@feddit.org
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      3 months ago

      It’s wild to me, that there seem to be so many payment schemes.

      In Germany you get paid monthly, either always on the first or always 15th, but that’s pretty much all variation we have. Even unemployment benefits and parental leave support is monthly.

    • Donkter@lemmy.world
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      3 months ago

      I just started a job getting paid monthly. The thing is, my first check at the beginning of this month was only for about a week and a half so I got no 🦍🛋️ this time around.

    • xthexder@l.sw0.com
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      3 months ago

      That’s like 400k a year pre-tax salary. If they’re making that much and still can’t afford a nice meal, they’ve got some serious problems with budgeting and restraint.

      • Obi@sopuli.xyz
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        3 months ago

        Food $200 Rent $800 Gorilla couch $10 000

        Someone help me budget this.

        • helpImTrappedOnline@lemmy.world
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          3 months ago

          That’s easy. Let’s assume you take home 18,000 a month. To get the couch, cut your food budget in half and skip rent for 1 month.

          Using the extra $900 to hire a moving company to get the couch in.

          Next month, you going to face late fees Again, cut the food budget in half, and use the $900 for rent.

          Repeat for matching Tiger and Panther couches.

          If your landlord complains about the late and unpaid rent, just remind them its all for the couches. They’ll understand and leave you alone. That being said, be sure to place the couches so one can be easily moved in front the door whenever you’re there.

  • JoYo 🇺🇸@lemmy.ml
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    3 months ago

    I can’t be the only one that only eats hotdogs on special occasions.

    they’re so expensive.

  • n7gifmdn@lemmy.ca
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    3 months ago

    Yeah. Most of my formative years where spent with both of my parents living off assistance. It was steak on the 3rd of the month and ramen the rest of the month.

    When I moved out I was flabbergasted to learn many of my classmates & colleagues considered McDonald’s cheap and would eat out regularly, and some of them didn’t even count fast food as eating out. While we would go only like when we were traveling to visit family.