It’s not smart to use your emergency fund as an investment. The point is that you keep your emergency fund in an savings account that has at least an interest rate like the inflation rate and you should be able to use that money any time.

I never said that I’m doing an investment with that. No idea why you mention this.

In germany. I don’t know how long these offers will be available but some banks already reduced the interest to 1,75% or something. I just switched bank for my emergency fund. I’m trying to be above the inflation rate which is currently something around 2,5%

I have my emergency fund in a savings account with 3% interest rate. So my bank is giving me money each month for doing nothing really and I can withdraw my money whenever I want.

In reality it’s mostly the opposide tho. Like in any Social Media post about plant based food you get bunch of meat eaters who have to announce to everyone how much they enjoy eating meat.

Yes please!

You can make it sound smart if you want but to me it just looks like you’re looking for an excuse to not feel bad about the shit russia is doing today.

Crazy that people actually think like this.

Diablo 4

Really loved the first cinematic and enjoyed the Beta. But I’m already bored after reaching lv 30. Haven’t played it in weeks. I don’t know, the MMO aspect kinda ruined the expirience for me and the combat isn’t fun enought to keep me engaged.

Den Söder kann doch keiner mehr ernst nehmen.

I love Silent Hill the movie. Maybe I have no big issues with the movie because I never played the games. But I love the overall vibe of the movie

I really don’t care about reddit anymore. I pretty happy with Lemmy right now.

I canceled my sub aftear being subbed for many many years.

Man I was really hyped for Diablo 4 but I think I just finished act 3 recently and I’m already bored. I don’t know what it is that makes the game so soulless to me

So far it replaced my casual Reddit browsing when I’m bored. But when I want to look at some specific stuff I still need to go to reddit but it’s just to get some information and not really to engage with the community.

I mean, yes if your goal is to have many followers on Instagram. I mainly use Instagram to share stuff with family and friends, because this is the only app which all of them use.

Yea things like these makes me not want to buy a game at all