I want to agree but at the same time can see a major flaw that we need to think about and fix.in a fair way.

Other loans assess the person taking it out and their ability to repay. Under that assesment who would loan to students who have no job yet (I know both sides are being promised college is good for pay). If you didn’t immediately get a job out of college then you go bankrupt and they can’t reposes the knowledge and so the price would have to go up for those that do get good job and don’t drop out and go bankrupt.