I kind of get it if the interest rate is 4.15% (assuming that that’s what APY means). Is this a common rate in the US? From my European perspective that’s incredibly high.

Shorts are mostly just disappointing. Sometimes I don’t notice that I’m clicking a short because the title seemed interesting. Then after 30 seconds it’s already done, and all those times the content wasn’t even that good! You would think that maybe they could condense the best parts of a long video into a shorter one, but instead they just lack any depth and information.

In the same vein, the way Instagram is pushing their (autoplaying) Reels is even worse.