This is not answering your question (I can’t argue for my current SWR, it’s the trinity study minus a random fudge factor), but I’ve implemented an idea that I think others would benefit from.
I’ve been tracking my current withdrawal rate through time, based on my periodic calculation of baseline expenses. I suppose I could use actual expenses, but that’s remarkably volatile, so instead I take the 6 month average of recurring costs.
The benefit is a nice time series graph I can watch. I can plot a horizontal line for my current expected return on capital, and another for my safe withdrawal rate.
The net result is a lot of information condensed nicely. You can see at a glance if you’re trending towards safety, or away from it.
500 internal errors in console, video doesn’t play