That’s great, in theory. In reality, you’ll get stuck in a perpetual savings cycle like OP and in many cases never reach the mythical threshold.

200k savings sounds nice, but if you have to spend 5 years saving and housing prices jump 80, 90, 200% in that time that savings lead gets entirely erased.

You can always play around with your interest rate later on, but you can never change what you paid for the house

Real talk, forget about a down payment. There are a bunch of different ways to get a 0 down mortgage with varying qualifiers so that chances you qualify for one of them is quite decent.

Even if not, there are still a bunch of other ways to get low down payment mortgages for ~3% down or less.

Toss out the old adage of “20% down or bust” and keep any money saved towards it for savings for all the other costs of home/closing

If my Apex client tells the server I got a perfect headshot, how would the server know I didn’t fake the data?

Any game that works like that is fundamentally flawed and AC is nothing but an attempt at a cheap bandaid at best.

The client should be doing nothing but rendering and sending player actions to the server and the server should be managing the game state as well as running its checks on those actions. And when one client sends actuons that are weird and doesn’t line up with it’s internal game state it should kick the client immediately always deferring to what ITS game state is telling it, not the client.

And you don’t either

The PADDs/Paper thing actually came up on a thread a while back. It is weird at first glance, but Tablets of today are not as cheap as paper so those kinds of “Drop off in an office across the hall” scenarios have yet to be conquered.

But in Star Trek, PADDs are practically free thanks to replicator technology. People are social creatures, and some people do actually like to do that for other reasons. Maybe they like the periodic walk or they want to talk to someone in that office. Also, I like to think in that “stack of PADDs” scenario each PADD is more on a single subject with possibly hundreds of pages within or a single subject broken up across them for quickly scanning through a ton of data. I know B’Elanna has had a few scenes like that where she’s referencing multiple PADDs

There was also an episode in VOY where Chakotay does his log in pen and paper, Neelix even says something like “What are you doing with those antiquated things LOLOL”

It was the episode with the aliens that like to stay hidden and secrete a pheromone that inhibits peoples long term memories of them and uses a computer virus for everything digital

I still want that really bulbous pen he uses lmao

community college

OH well yea that’s a whole different thing and now I know exactly what you’re talking about LMAO. Yea, old CCs are allergic to anything requiring funding unless it makes more money (I worked IT for a CC too, never again.)

Sure, and yet in government they will still use paper files for everything, with their most advanced tech being fax machines. I can definitely seeing them still use paper in a few hundred years because of red tape reasons.

What? Are you in the US? A LOT has been digitized government wise, we can even file for our passports entirely online now, the DMV (depending on state) has a lot of online services now, you’ve been able to file taxes entirely digitally for years now, FOIA requests (and other random paperwork) can be sent via email and even our most Top Secret classified stuff is transmitted digitally (Through SIPR and SCIFs).

Admittedly, a lot of it is printed for interoffice stuff, but nearly all of it exists digitally and is more of an ease of use “pretty” thing (For example, printing something out for the President to review)

It just doesn’t feel like it because there is just SO MUCH that’s on paper and there’s a lot of volume for comparatively little info, but if you teleported someone from the 1940s gov office to one of today, guarantee theyd be like “How TF is there so little paper‽”

I was in the military years ago, even then a lot has been digitized, this would have been definitely transmitted digitally. Though it probably would have been sent over SIPR or something because it would be something classified to COs or maybe XO

I got tons of orders sent to my military email, PCS orders, directive changes, DoD notifications etc. and even an online portal where you could pull up your historical transmittals with your CAC card

Though a lot of internal command business is done with a mix of paper and digital, just about any communications between an individual command and DoD or “Big Air Force/Navy/Army/Marines” was done digitally

I always find the occurrences of paper in TOS hilarious, here we are in 2024 and paper for official communications is already starting to fade away. I have no doubt that by the 2300s paper will be nothing more than a novelty lol

Crack the console then, ps2s have software cracks by now, and sideloading cartridges exist for a fair few portable consoles.

That’s what I do, I don’t find value in the physical discs, but the consoles themselves are where it’s at IMO

The following console gens and below are wide open:

Sony: PS4 and PS Vita (for portables) Microsoft: Xbox 360 Nintendo: Switch and 3DS (for portables)

Lol when was the last time you priced out a kitchen remodel? 5k would maybe get you the cabinets

Lol Sony trying to LARP as Nintendo

Man why’d you have to remind me of that lol, they hyped it up like he was going to be so much more involved and then wasn’t lmao

team found CBD

Meh, someone call me when it’s THC lmao

Someone made a statement that they’d prefer to see development progress from Godot and not sociopolitical ideology.

That’s what bigots say when things aren’t going their way, they are absolutely also the first ones to spread their own “sociopolitical ideology” (read: toxic bigotry) on unrelated things

Also a lot of your comments here are eerily similar to the transphobic racists on Xitter that I personally saw when I found myself in one of their toxic AF echo chambers

You missed the part about all the transphobic weirdos unironically declaring “Go woke, go broke” lmao

@kryztofcheski wrote, “Woke studios always use pre-built engines to make games because they can’t build their own engines.”

LMAO most of the industry runs on a pre-built engine, what a loser

I read it as “I’m at a loss for words.” right off the bat before I even realized what it was.

Clearly I have ascended to a higher plane of meme-istance