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Cake day: October 4th, 2023

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  • You will never make more interest on an investment than you will get charged interest for the same amount as a loan.

    The historical S&P500 average is 11.88% annualised. Unless your interest rate is above this, you’re better off investing. In reality it’s more complex as there are tax considerations, liquidity, risk, opportunity cost etc to calculate. If your interest rate approaches this, paying down debt is indeed the best course of action.


  • It’s absolute shit for young people and anyone who doesn’t own a home already. Pants on head insane house prices for cardboard walls and mould. Violent crime and especially gang crime is straight up scary now (though not as bad as the bad parts of America). I left NZ because my outlook was so bleak. I ended up in Denmark and couldn’t be happier. Australia is also a good bet and the women are GORGEOUS. Also Switzerland if you find a path to employment there. Norway is great. Many places in America are still great, despite the counter-jerk.






  • To be fair we’ve never had more choice, and music has almost never been more affordable. We used to buy singles for like $10+. Albums for $20+. Now there are several competing streaming services where we can listen to almost unlimited music each month for less than the cost of one album. Hell, YouTube Premium includes unlimited music steaming for free. Being an independent artist has never been easier, and you can find and pay for any music you like directly with millions of your favourite artists all over the world. The industry used to be entirely controlled by large labels. Honestly, I consider the industry far healthier than it used to be.

    I pirate movies and shows because they refuse to create a Spotify-like service. Content is fragmented across a dozen services, they’re infested with ads, content quality keeps declining, the interfaces suck, and prices are outpacing inflation. I pay for Spotify because it’s still a good service for a reasonable price.





  • JasSmith@sh.itjust.workstoRisa@startrek.websiteLearned from Kira
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    11 months ago

    I don’t know how to make it any more simple for you. Which part confuses you?

    I’ll ask again – to whom are you arguing against?

    To repeat myself, I’m arguing that the top comment (and clearly you) doesn’t understand the paradox of tolerance. If you’re not going to read my comments before you reply, what are you hoping to achieve? You just come across as lacking even basic reading comprehension.


  • JasSmith@sh.itjust.workstoRisa@startrek.websiteLearned from Kira
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    11 months ago

    I thought I made it quite clear but I will simplify it further for you: the tolerance paradox is misused to justify violence against people with whom the aggressor disagrees. It should not be used that way as it was never intended to be used that way. The top level comment is a classic example of not understanding what Popper wrote.


  • JasSmith@sh.itjust.workstoRisa@startrek.websiteLearned from Kira
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    11 months ago

    The “tolerance paradox” is a handy tool with which to justify violence by those on both sides. If I’m just fighting intolerance, then my actions are justified. It’s a common rally cry used by authoritarians to stamp out diversity and democracy. To really hammer the point home, the Nazis were the first to employ it. By blaming their issues on the “intolerance” of foreign states, they justified a global war. It is obviously the inspiration for Popper’s 1945 work, The Open Society and Its Enemies. Russia is currently using this fallacy to justify the war in Ukraine, claiming that the West is “intolerant” of Russia, and they need to defend themselves against this intolerance.

    Here is a full quote from Popper on the subject if anyone is interested.

    I do not imply, for instance, that we should always suppress the utterance of intolerant philosophies; as long as we can counter them by rational argument and keep them in check by public opinion, suppression would certainly be most unwise

    But we should claim the right to suppress them if necessary even by force; for it may easily turn out that they are not prepared to meet us on the level of rational argument, but begin by denouncing all argument they may forbid their followers to listen to rational argument, because it is deceptive, and teach them to answer arguments by the use of their fists or pistols.

    Popper’s argument is laid bare here. Tolerate up to the point of violence. That is, if one physically attacks us, we no longer have the burden of tolerance. Popper is commonly misquoted and intentionally misused to justify violence against disagreement, and that is clearly not his argument.